Regulatory & Client Classifications, AVP

Job Title: Regulatory & Client Classifications, AVP

Location: Bangalore, India

Role Description

• The Regulatory Client Classification team within Regulatory & Cross Product Ops (RCP) is responsible for ensuring the accurate implementation of regulatory requirements related to client classification and onboarding processes.
• As part of the team, you will be responsible for understanding and monitoring various APAC/ EMEA/ US Regulations as well as tactical and strategic analysis and remediation of Regulatory accounts impacting clients eligible for specific Regulations. You’ll support and contribute to daily monitoring and control reporting for various Regulations along with being part of a team that works in close partnership with various stakeholders such as Compliance, Legal and the Client Lifecycle Management (CLM) on-boarding teams. 

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Develop and maintain comprehensive knowledge of key US regulatory frameworks, including CFTC Dodd-Frank, SEC Swap-Based Securities Dodd-Frank, Volcker Rule, Regulation W, FINRA 2111, FINRA 4210, Regulation D/QIBs, Foreign Bank Certificates, 15a6, and Regulation O, ensuring accurate interpretation and application in operational processes.
• Build strong understanding of EMEA regulatory requirements such as EMIR, MiFID, and GBSA, and ensure consistent adherence across client classification activities.
• Partner closely with Compliance and Legal teams to manage exception cases and escalations, ensuring timely resolution through to completion.
• Conduct quality assurance reviews of Run-the-Bank (RTB) activities to validate correct implementation of regulatory requirements and identify potential gaps.
• Manage daily control reporting processes, including coordination with offshore teams to investigate exceptions, perform root cause analysis, define remediation actions, and track resolution with relevant stakeholders.
• Serve as a key point of contact for internal stakeholders, including Front Office, KYC, and Operations teams, providing support on client classification queries and regulatory requirements.
• Offer clear, practical guidance on regulatory interpretations, documentation standards, and classification requirements to ensure accurate and consistent implementation.
• Create, maintain, and update Key Operating Procedures (KOPs), ensuring incorporation of new and evolving regulatory requirements.
• Collaborate with Client Onboarding (COB) teams to identify and resolve exceptions efficiently, ensuring smooth onboarding processes.
• Deliver training and knowledge-sharing sessions to COB teams on new regulatory developments and process changes.
• Proactively identify and escalate potential risks or control gaps to management, supporting effective risk mitigation and governance.
• Act as a point of contact for internal stakeholders (Front Office, KYC, Operations) for routine queries related to client classification rules and requirements.
• Provide clear and practical guidance on regulatory nuances and documentation needs for classification
• Responsible for creating and/or updating Key Operating Procedures and incorporating new regulatory changes as needed

Your skills and experience

• 10–12 years of relevant experience in regulatory compliance, client classification, KYC/onboarding, or similar functions within an investment bank, financial institution, or large corporate environment, with strong exposure to financial regulations.
• Strong understanding of key regulatory frameworks, including MiFID II, EMIR, Dodd-Frank, SEC regulations, with a particular focus on client classification requirements and their practical application.
• Demonstrated experience or exposure to EMEA and US regulatory requirements within an operational, control, or regulatory function in a banking environment or equivalent setting.
• Knowledge of Client Onboarding processes and regulatory requirements is considered an advantage.
• Strong analytical and problem-solving skills, with the ability to identify issues, perform root cause analysis, and develop effective solutions, supported by sound resource planning capabilities.
• Proven ability to operate effectively in unstructured environments, with strong prioritization skills and the ability to manage tasks proactively without continuous supervision.
• Good understanding of financial institutions, including investment banking operations and the end-to-end trade lifecycle (preferred).
• Ability to work in a fast-paced, highly regulated environment while maintaining strong attention to detail.
• Highly motivated self-starter with the ability to take initiative and drive outcomes independently.
• Ability to apply critical and analytical thinking beyond standard scenarios, effectively navigating ambiguity and interpreting regulatory requirements using available resources such as Key Operating Procedures and regulatory documentation.

Skills That Will Help You Excel

• Knowledge of MS suite of products, including the ability to use basic Excel functions such as pivot tables, VLOOKUPs, etc.
• Competent business user of MS products and Outlook. Internet liberate to enable online searches. Must know MS Excel. Knowledge of Markit ISDA Amend is a plus
• Knowledge of Reference Data Systems and Regulations along with product and end-to-end system knowledge is a plus

Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.