Asset Quality, AVP

Job Title: Asset Quality, AVP

Location: Pune, India

Corporate Title: Assistant Vice President

Role Description

• The CRDU Associate is primarily responsible for supervising day to day operations, workload balancing and prioritization, quality assurance checks, issue monitoring and escalation, performance management and development of direct reports, and relationship building with stakeholders.
• The role of Asset Quality is to provide timely and ready to report risk related figures and execute & manage specific Consolidation/Calculation/Reviews & QA processes on loan loss provisions, write-offs, focus area of this role are the IFRS9, HGB and CECL.
• Support continuous improvement of Risk Close processes, strengthen governance, identify change demand and enable an effective and efficient resolution.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Report and analyze month end provision data (IFRS9 & other GAAP’s) as well as effectively provide the results of analysis to stakeholders
• Interaction with key stakeholders to review the provision numbers.

• Actively involving in Change/ Project related contribution like the UAT and to check on the impact of the changes.

• Perform and update supervisory QA checks per SLA on services delivered by the team

• Coordinate and escalate outstanding issues to stakeholders and support teams as needed, monitor progress of its resolution and implementation

• Participate in post-mortem team meetings to review performance metrics, identify key issues, propose and drive action plans to resolve or mitigate said issues.

• Conduct regular review for updates made to process documentation

• Ensure proper audit engagement and coordination

• Drive and support projects and initiatives

• Liaison with change teams for a ‘remediation’ book of work based off diagnostics performed around data quality issues and processes

• Lead and facilitate detailed investigation and root cause analysis of audit and Manual entries. Working on Automation & efficiencies

• Performs data quality assurance of the bank's risk data by ensuring completeness and accuracy of key credit risk parameters (PD, LGD, EAD, CCF, etc)
• Coordinate with project team to drive completion of Book of Work and initiatives to improve existing processes, controls, and outputs
• Ensure team resiliency thru cross-trainings and backups
• Provides support to Team Lead on talent resourcing, trainings, and development

Your skills and experience

• Minimum 7 years’ experience in Banking Operations, Business Process Reengineering, Change, Audit or Finance Industry.
• Intermediate understanding of banking products (Debt, Equities and Derivatives)
• Working knowledge of Credit Risk Management/ECL (IFRS9)
• Strong analytical and problem-solving skills
• Highly organized and detail oriented, with the ability to work on multiple tasks at one time while meeting established deadlines
• Excellent communication skills, fluent in English (written/verbal); German as added advantage
• Can work with different cultures and across different geographic locations.
• Able to work in fast-paced environment and keep pace with technical and operational innovation
• Intermediate to advance skills in MS Applications (Excel, Power point). Working knowledge of SQL’s & other AI tools a plus.
• Strong stakeholder management skills/Able to manage diverse stakeholders and onshore clients
• Has excellent work ethics and organizational skills coupled with the ability to handle multiple assignments
• Able to manage deliverables against tight deadlines
• Motivated individual who seeks a challenging career with substantial responsibility

Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.